Services We Provide

Convenience Store with Gas Sales Classification

  • Full Service Repair.
  • Incidental Towing
  • Kiosk.
  • Car Wash.
  • 24 Hour.
  • Liquor and Restaurant exposures.
  • Special Form, replacement cost with no coinsurance.
  • Highlights of property coverages automatically

Highlights of property coverages automatically:

  • Money & Securities.
  • Employee Dishonesty.
  • Business Income
 
 
 

General Liability:

  • Medical Payments.
  • Fire Damage Legal Liability.
  • Limited Pollution exclusion.
  • Hired & Non-Owned Automobile.
 

Optional Coverages:

  • Small Business Computer.
  • Energy Equipment Breakdown.
  • Employee Benefits Liability.
  • Food Spoilage.
  • Flood.
  • Earthquake.
  • Liquor Liability (when applicable; if alcoholic beverages are sold).

Automobile Policy:

  • Light and Medium Tow Trucks.
  • Light Commercial, Local Use Vehicles.
  • Available auto endorsements:
    • Hired Auto Physical Damage.
    • Non-Owned & Hired Liability.
    • Rental Reimbursement.
    • Towing

Umbrella Policy:

  • Limits available from $1 – $10 million.
  • Excess Liability coverage over and above:
    • Package premisses and liability, (liquor liability – if applicable)
    • Hired & Non-Owned Liability
    • Workers` Compensation Employers Liability
 
 

workers’ Compensation Policy:

  • Statutory limits and options available, as permitted by State