Liquor Store

Convenience Store with Gas Sales Classification

• Full Service Repair.
• Incidental Towing
• Kiosk.
• Car Wash.
• 24 Hour.
• Liquor and Restaurant exposures.
• Special Form, replacement cost with no coinsurance.
• Highlights of property coverages automatically.

Highlights of property coverages automatically:

• Money & Securities.
• Employee Dishonesty.
• Business Income

General Liability:

• Medical Payments.
• Fire Damage Legal Liability.
• Limited Pollution exclusion.
• Hired & Non-Owned Automobile.

Optional Coverages:

• Small Business Computer.
• Energy Equipment Breakdown.
• Employee Benefits Liability.
• Food Spoilage.
• Flood.
• Earthquake.
• Liquor Liability (when applicable; if alcoholic beverages are sold).

Automobile Policy:

• Light and Medium Tow Trucks.
• Light Commercial, Local Use Vehicles.
• Available auto endorsements:
  • Hired Auto Physical Damage.
  • Non-Owned & Hired Liability.
  • Rental Reimbursement.
  • Towing

workers’ Compensation Policy:

• Statutory limits and options available, as permitted by State

Umbrella Policy:

• Limits available from $1 – $10 million.
• Excess Liability coverage over and above:
  • Package premisses and liability, (liquor liability – if applicable)
  • Hired & Non-Owned Liability
  • Workers` Compensation Employers Liability